Repayment mortgage - the most straightforward type of mortgage. monthly payments pay off both interest and capital, which provided by you keep up the payments, ensures that whole loan is paid off by the end of the term.
Interest only mortgages - Where you pay the interest on the loan during its term. Usually, you simultaneously make other arrangements for paying back the capitol at the end of the term.
Loans - Before applying for a loan you need to check your credit rating. You can do this by approaching a Credit References Agency, for example Equifax or Experian UK. This will stop you wasting your time as you can find out how good your credit history is before applying to a lender.
Payment Protection Insurance - can give you peace of mind. If you are ill, loss your job and can not keep up the payment on your loan this could help get through
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The majority of retailers said sales were disappointing for the time of year. The CBI figures make gloomy reading as it emerged only modest growth in December
Orders were also down, with firms expecting levels to fall again next month.
There has been no respite for the High Street as New Year retail sales suffered it’s worst slump in years.
