Company

Interest free period

Representative APR

Your savings

  • 35

    Barclaycard

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    0% for 28 months
    (2.99% fee fee)

    18.9% Representative (variable) APR APR
    (Variable)

    Representative example: assumed borrowing of £1,200, representative 18.9% APR (variable). Purchase rate 18.9% PA (variable). A fee of 3.5% will be applied, then reduced to 2.99% by a refund (terms and conditions apply).


    Contactless payment for purchases up to £20.

  • Tesco Credit

    Tesco Bank

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    0% 6 month
    (0% 16 months 2.9% fee fee)

    18.9% APR Representative (variable) APR APR
    (Variable)

    Representative Example: If you spend £1,200 at a purchase interest rate of 18.9% (variable) your representative APR will be 18.9% (variable).


    1 Clubcard point for every £4 spent in each purchase transaction (£4 min). Must have available credit.

  • Lloyds Credit

    Lloyds Bank

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    4.9% for 12 months 3% fee
    (0% for 6 months fee)

    11.9% APR Representative (variable) APR APR
    (Variable)

    Representative example: representative 11.9% APR (variable) if you spend £1,200 at 11.95% annual purchase rate (variable).


    Cover against online fraud. Overseas emergency assistance.

  • Captial One Credit

    Capital One

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    17.9% APR Representative (variable)
    ( fee)

    34.9% APR Representative (variable) APR
    (Variable)

    Representative example: representative 17.9% APR (variable) if you spend £1,200 at 17.93% annual purchase rate (variable).


    Suitable for rebuilding credit profile. Online response within 60 seconds.

  • Santander Credit

    Santander

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    0% for 3 months
    (0% for 17 months 3% fee fee)

    18.9% APR Representative (variable) APR
    (Variable)

    Representative example: representative 18.9% APR (variable) if you spend £1,200 at 18.9% annual purchase rate (variable).


    Minimum balance transfer of £100. Subject to credit limit. Fraud protection guarantee

  • Royal Bank Credit

    Royal Bank of Scotland

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    0% for 15 months 2.99% or min £5 fee
    (0% interest for 15 months fee)

    16.9% APR Representative (variable) APR
    (Variable)

    Representative example: representative 18.9% APR (variable) if you spend £1,200 at 16.95% annual purchase rate (variable).


    Discounts on travel, hotels and shopping. Fraud protection alerts.

  • NatWast Credit Card3

    NetWest Bank

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    16.9% APR Representative (variable) APR (Variable)
    (0% for 15 months 0.9% or min £5 fee (0% for 15 months fee) fee)

    APR
    (Variable)

    Representative example: representative 16.9% APR (variable) if you spend £1,200 at 16.95% annual purchase rate (variable).


    16.9% APR Representative (variable) APR (Variable)

  • Sainsburys Bank

    Sainsbury's Bank

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    0% for 15 months 3% or min £3 fee
    (0% for 15 months fee)

    16.9% APR Representative (variable) APR
    (Variable)

    Representative example: representative 16.9% APR (variable) if you spend £1,200 at 16.94% annual purchase rate (variable).


    Double Nectar points at Sainsbury's for both online and in store shopping. One Nectar point for every £5 spent elsewhere.

  • Halifax Credit

    Halifax

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    0% for 15 months 3% fee
    (0% for 15 months fee)

    17.9% APR Representative (variable) APR
    (Variable)

    Representative example: representative 17.9% APR (variable) if you spend £1,200 at 17.95% annual purchase rate (variable).


    Reduce fee from 3% to 0.8% with refund offer. APR representative may vary.

  • 0% for 12 months 3% or min £3 fee
    (0% for 10 months fee)

    16.9% APR Representative (variable APR
    (Variable)

    Representative example: representative 16.9% APR (variable) if you spend £1,200 at 16.9% annual purchase rate (variable).


    Earn reward points on fuel and everyday shopping. Redeem points on high street vouchers, AA products and cashback.

  • Virgin Money

    Virgin Money

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    0% for 6 months 2% or min £3 fee
    (N/A fee)

    17.9% APR Representative (variable) APR
    (Variable)

    Representative example: representative 17.9% APR (variable) if you spend £1,200 at 17.9% annual purchase rate (variable).

    17.9% APR Representative (variable)
    3,000 Flying Club miles on first purchase. At least one Flying Club mile for every £2 spent.

  • MBNA Credit Card

    MBNA

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    6.9% No balance transfer fee
    (N/A fee)

    18.9% APR Representative (variable) APR
    (Variable)

    Representative example: representative 18.9% APR (variable) if you spend £1,200 at 18.9% annual purchase rate (variable).


    Rate of 6.9% per year on balance transfers made in the first 60 days of account opening. Terms and conditions apply. Contactless payments for purchases up to £20.

  • American Express Card

    American Express

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    N/A
    (N/A fee)

    18.7% APR Representative (variable) APR
    (Variable)

    Representative example: representative 19.9% APR (variable) if you spend £1,200 at 19.9% annual purchase rate (variable).


    £25 annual fee. 5% cashback in first three months – up to £125.

  • MS Credit Card

    M&S Bank

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    0% for 12 months 2.9% or min £5 fee
    (0% for 15 months fee)

    16.9% APR Representative (variable) APR
    (Variable)

    Representative example: representative 16.9% APR (variable) if you spend £1,200 at 16.9% annual purchase rate (variable).


    Earn M&S points whenever you use the card. No cash advance or foreign exchange fees on M&S Travel Money.

  • Nationwide Credit Card

    Nationwide

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    0% for 26 months 2.4% or min £5 fee
    (0% for 3 months fee)

    17.9% APR Representative (variable) APR
    (Variable)

    Representative example: representative 17.9% APR (variable) if you spend £1,200 at 17.9% annual purchase rate (variable).


    Commission-free purchases abroad based on UK spending. All purchases in pounds count towards overseas spending allowance.

  • Tesco foundation card with icon

    TESCO NEW Foundation Club-card Credit Card

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    0% on purchases for 3 months
    (0% INTEREST ON BALANCE TRANSFERS FOR 30 MONTHS fee)

    Representative example: 28.9%APR representative (variable) based on a credit limit of £1,200. Purchase rate 28.9% p.a. (variable) APR
    (Variable)

    Our Foundation Credit Card could help 28.9%APR representative (variable)
    Manageable credit limit starting from £250 Set up free text alerts to help you stay on top of your finances Collect even more Clubcard points when you spend1

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