Homeowner Loans

Owning your own home can mean security for you and your family. It also means that should your circumstances change or something unexpected happen you have a secure asset against which you can borrow money.

A home owner loan can be a sensible choice for many people with their own homes. Even if you have previous CCJs or have defaulted on a loan in the past you may still be approved for a loan if you borrow against your house.

You must be over 18 and own the property yourself in order to qualify for a home owner loan and you will be subject to a credit check so it is important that your credit score is good. You can easily check this online by using a reputable Credit Referencing Agency such as Experian or Equifax.

Normally you will be offered a better rate for a home owner loan than for an unsecured loan. This means that you would be able to arrange lower monthly repayments over a longer repayment period. Ultimately you will have greater control of your own loan and it should be more manageable within your lifestyle. This might even mean that you could borrow a higher amount of money.

You could borrow from £3000 up to £500, 000 and use the money for almost anything from a new car or a holiday to home improvements. You could even borrow money against your home at a competitive rate of around 5.6%.


Finding the best personal loan deal doesn't have to mean searching around for hours. At MKL Finance, we do the searching for you - comparing deals from our panel of lenders to find a deal that suits you.

  • Find personal loans for any purpose
  • Help from qualified loan consultants in the UK
  • No fees payable up-front
  • Loans from £3,000 to £500,000

To get started, tell us how much you want to borrow in the form below, and we'll find the best quotes for you from our panel of lenders.



Loan Details

Main Applicant

Main Applicant Address Details

Secured Address Details

Main Applicant Contact Details

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