Secured Loans

A secured loan is a great option if you are a home or business owner or have other collateral that you can borrow against.

Typically a secured loan runs at a lower interest rate since you are providing the security and this means that you will be paying less and could actually borrow more.

You will generally have more control over your loan when you borrow against your assets as you are offered the opportunity to negotiate for a longer repayment period with reduced monthly payments. It will be much easier for you to remain in control of your personal finances if you have made arrangements which you can stick to.

Our lenders can even offer rates on secured loans at as low as 3.65%. You must be over 18 and own the house yourself. You will be subject to a credit check when you apply so it is a good idea to check out your credit score at a reputable Credit Referencing Agency like Experian or Equifax.

Even if you have previously defaulted on a loan or have CCJs, as long as they are more than 12 months old and you can provide the required security for the loan you will almost certainly be approved.

You can borrow up to 2.5 million and you can use this money for almost legal anything:

  • Arrears 12 months ago - from 3.90%
  • Recent CCJ's now satisfied - from 3.90%
  • Loans to clear IVA's, DM plans or bankruptcies.
  • Heavy adverse from 10.99% - No ERC's
  • home improvement

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